Great question…not everyone has our foam backer under their metal roof so if you think you might have damage call us, we are insurance experts. We will come out and inspect your roof at no charge. We will take pictures and do a complete inspection, once we have completed our inspection we will give you a written report complete with pictures. If we find sufficient hail damage we will work with you to file a claim, we will also meet with the claims adjuster. Zack and Ross have over 4o years combined experience working with insurance adjusters and have a extremely successful track record working to get their customers total roof replacement including our one of a kind injection molded foam backer.